Works for USAA Mobile whether or not it has its own passcode. No download needed.
Touch and hold USAA Mobile's icon, tap Require Face ID, then confirm. On iOS 18 and later that puts USAA Mobile behind Face ID, Touch ID or your passcode; choose Hide and Require Face ID instead to move it into App Library's Hidden folder as well.
Lock USAA Mobile with Face ID
- Find USAA Mobile on your Home Screen or in App Library.
- Touch and hold the icon until the quick-actions menu opens.
- Tap Require Face ID (or Require Touch ID / Require Passcode, depending on your iPhone).
- Tap Require Face ID again to confirm. USAA Mobile now asks for authentication every time it opens.
To test it, close USAA Mobile from the App Switcher and open it again. You should see the Face ID prompt before any content appears.
Hide USAA Mobile in App Library
- Touch and hold USAA Mobile's icon and tap Require Face ID.
- Choose Hide and Require Face ID instead of Require Face ID.
- Confirm. The icon leaves your Home Screen and moves to the Hidden folder at the bottom of App Library.
- To open it later, swipe to App Library, tap Hidden and authenticate.
Hiding also locks the app. To undo either, touch and hold the icon again and choose Don't Require Face ID.
Why lock USAA Mobile?
USAA Mobile's privacy label lists location — the kind of data you would not want on screen if someone borrows your unlocked phone. Banking apps must collect identity and financial data to work; that is expected. Tracking declarations and third-party advertising SDKs are what to compare.
Finance apps need identity and financial data to function. Expect Contact Info and Financial Info; compare apps on tracking and third-party advertising instead.
A lock answers one question — who can open the app on this iPhone. It does not change what USAA Mobile sends to its developer; for that, see USAA Mobile's full privacy report.
What the lock does and does not do
It does
- Ask for Face ID, Touch ID or passcode every time USAA Mobile opens
- Hide message previews in notifications
- Keep USAA Mobile's content out of Spotlight and Siri suggestions
- With Hide, remove the icon from the Home Screen
It does not
- Stop someone who knows your passcode
- Encrypt or change how USAA Mobile stores data
- Sync to your iPad or other devices
- Remove USAA Mobile from purchase history or Screen Time reports
Don't see Require Face ID?
- Update to iOS 18 or later in Settings › General › Software Update.
- Make sure a passcode is set in Settings › Face ID & Passcode; the lock needs one.
- Some Apple apps (Settings, Calculator, Camera, Maps, Find My, Clock) cannot be locked or hidden.
- If your iPhone is managed by work or school, the option may be restricted.
Other settings worth checking for USAA Mobile
Tracking
Settings › Privacy & Security › Tracking. If “Allow Apps to Request to Track” is off, apps cannot ask, and they are told to treat you as having declined. You can also turn it off for this app alone.
Location
Settings › Privacy & Security › Location Services › USAA Mobile. Choose While Using or Never, and switch off Precise Location if a city-level answer is enough.
Sign-in
When creating an account, Sign in with Apple can give the app a relay address from Hide My Email instead of your real one.
Notifications
Settings › Notifications › USAA Mobile › Show Previews: When Unlocked keeps message and account details off the Lock Screen.
USAA Mobile's full privacy label
None declared
Lock these apps too
After you lock USAA Mobile
Done. You have applied every control the label points to.
FAQ
Does USAA Mobile have its own passcode?
What happens to USAA Mobile's notifications when it is locked?
Can someone who knows my passcode open a locked app?
Is a locked USAA Mobile encrypted?
Why can't I see the Require Face ID option?
Does hiding USAA Mobile remove it from my purchase history?
Is USAA Mobile safe? Full privacy report →Does USAA Mobile track you? →Lock an app: A–Z →All finance apps →