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Is Budget planner by Bottomline Safe?

Budget planner by Bottomline privacy label · by KD incubator UG (haftungsbeschrankt) · checked November 2026

  • Nothing linked to you
  • Recently updated
App Privacy label Developer-reported · checked November 1, 2026
Used to track you
0types

None declared

Linked to you
0types

None declared

Not linked to you
2types
Short answer

On the label it is low-risk: Budget planner by Bottomline collects some data but says none of it is linked to you or used for tracking. None of it falls in Apple's most sensitive categories (health, financial, location, contacts or your own content). In total the label lists 2 data types; 33% of budget planners we checked declare tracking.

At a glance

Budget planner by Bottomline privacy in one look

Data exposure on the label
Not linked to you
  1. 1
  2. 2
  3. 3
  4. 4

Built only from the developer's App Store label. It describes disclosure, not tested behaviour.

Verdict from the label
Not linked to you

Budget planner by Bottomline collects some data but says none of it is linked to your identity, and none is used for tracking.

Try it

Did Budget planner by Bottomline ask for something?

Pick the permission prompt you saw. We compare it with what Budget planner by Bottomline's developer declared.

It asked me for access to…
Tap a prompt to compare it with the label.
Not on the label

Location is not on Budget planner by Bottomline's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Not on the label

User Content is not on Budget planner by Bottomline's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Not on the label

Contacts is not on Budget planner by Bottomline's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Not declared on the label

Budget planner by Bottomline declares no tracking, so a tracking prompt would contradict its label. Decline it, and consider reporting the mismatch to Apple.

Not on the label

Health & Fitness is not on Budget planner by Bottomline's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

A permission is what the app can reach on your iPhone; the label is what the developer says leaves it. They answer different questions.

Line by line

What Budget planner by Bottomline collects, explained

Data typeWhat it coversWhere to limit it
Usage DataNot linked to you What you tap, open and view inside the app, plus which ads you have seen. There is no single iOS switch. Look for an analytics or personalised-ads toggle in the app's own settings.
DiagnosticsNot linked to you Crash logs, launch times, hang rates and energy use. Settings › Privacy & Security › Analytics & Improvements › Share With App Developers controls what Apple passes on; the app's own crash reporting is separate.
Reading the label

What Budget planner by Bottomline's label means for you

Budget planner by Bottomline's label has 2 types under “Data Not Linked to You”. A data type can appear in more than one section when it is used for different purposes — for example, identifiers used for both analytics and advertising.

Every type on Budget planner by Bottomline's label is in the “not linked” section, so the developer says the data is stripped of anything that identifies you before it is used. That is typical of anonymous analytics and crash reporting. Not linked is still collected: the data leaves your phone.

None of the data types fall into the categories most people consider sensitive: health, financial information, precise location, contacts, browsing history or the content you create.

Budget planners often connect to bank accounts through an aggregator, which can see your transactions. Check whether bank linking is optional and which aggregator is used; manual entry keeps more data off the server.

Among the 178 budget planners in our snapshot with a label, 33% declare tracking, 57% collect data linked to you and 24% say they collect nothing. Budget planner by Bottomline lists 2 data types, fewer than the average of 3.1 for this group.

Finance apps need identity and financial data to function. Expect Contact Info and Financial Info; compare apps on tracking and third-party advertising instead.

On your iPhone

Settings to check for Budget planner by Bottomline

  1. 1

    Lock the app

    On iOS 18 and later, touch and hold the icon and choose Require Face ID. Anyone who picks up your unlocked phone then needs your face, fingerprint or passcode to open it.

  2. 2

    Notifications

    Settings › Notifications › Budget planner by Bottomline › Show Previews: When Unlocked keeps message and account details off the Lock Screen.

Cross-app tracking

Does Budget planner by Bottomline track you?

No tracking declared

There is no “Data Used to Track You” section on Budget planner by Bottomline's label.

Does Budget planner by Bottomline track you? Full answer and how to stop it →

iOS 18 and later

Lock Budget planner by Bottomline behind Face ID

  1. Find Budget planner by Bottomline on your Home Screen or in App Library.
  2. Touch and hold the icon until the quick-actions menu opens.
  3. Tap Require Face ID (or Require Touch ID / Require Passcode, depending on your iPhone).
  4. Tap Require Face ID again to confirm. Budget planner by Bottomline now asks for authentication every time it opens.

The lock is an iPhone feature, so it works whether or not Budget planner by Bottomline has a passcode of its own. It does not change what the app sends to its developer.

Lock or hide Budget planner by Bottomline: step-by-step guide →

From the App Store record

About Budget planner by Bottomline

DeveloperKD incubator UG (haftungsbeschrankt)
App Store categoryFinance (also Utilities)
Latest version1.10.0, released October 2026
First releasedSeptember 2024
RequiresiOS 18.2 or later
Size50 MB
Age rating4+
Languages6 (EN, FR, DE, JA, RU, ES)
Bundle IDcom.kdincubator.BottomLine

The current version shipped in October 2026, so the app is actively maintained and its label is likely current. Labels are updated by developers when practices change.

Read with care

What the label cannot tell you

  • A label is self-reported. Apple publishes the developer's answers and can reject apps that misrepresent them, but it does not independently verify what Budget planner by Bottomline sends.
  • It does not say where data is stored, how long it is kept, whether it is encrypted, or which companies receive it. The privacy policy covers those points.
  • Optional data counts: if a feature lets you add something (a profile photo, a phone number), the type is listed even if you never use the feature.
  • Data handled only on your iPhone is not 'collected', so a no-collection label is compatible with an app that reads your files locally.
  • Third-party sign-in, payment processors and SDKs are supposed to be included, but a label can lag behind a new version.

The question to ask Budget planner by Bottomline's developer: Who else sees my transactions besides the app?

How it compares

Budget planner by Bottomline vs similar budget planners

Data types listed on each App Store privacy label
Tracks youLinked to youNot linkedCollects nothing

Fewer types is not automatically safer: a cloud backup app has to collect your files to work. Compare like with like.

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All budget planners → Who tracks you? A–Z → Apps that collect usage data → Privacy label decoder →

Do it now

Your Budget planner by Bottomline privacy checklist

Tick what you have done
Tick each step as you do it on your iPhone.

Done. You have applied every control the label points to.

Quick quiz

True or false?

  1. Q1Budget planner by Bottomline's privacy label says it uses data to track you.
    Right.
    Not quite.

    False: there is no Data Used to Track You section on Budget planner by Bottomline's label.

  2. Q2Apple tests every app to confirm its privacy label is accurate.
    Right.
    Not quite.

    Labels are self-reported by developers. Apple can reject or remove apps that misrepresent practices, but it does not audit each label.

  3. Q3Budget planner by Bottomline collects Usage Data.
    Right.
    Not quite.

    True: Usage Data appears on its label, in the Not Linked to You section.

  4. Q4Data “Not Linked to You” is never sent off your iPhone.
    Right.
    Not quite.

    It is collected and sent; the developer says it is de-identified rather than tied to your account or device.

  5. Q5Tapping “Ask App Not to Track” can stop an app from working.
    Right.
    Not quite.

    Apple's rules require apps to work the same whether or not you allow tracking.

Questions people ask

Budget planner by Bottomline privacy FAQ

Is Budget planner by Bottomline safe to use?
Based on its App Store privacy label, budget planner by Bottomline collects some data but says none of it is linked to your identity, and none is used for tracking. Whether that is acceptable depends on what you will store in it. The label is developer-reported, not an independent security test.
Does Budget planner by Bottomline track you?
No. Budget planner by Bottomline's label has no Data Used to Track You section.
What data does Budget planner by Bottomline collect?
Usage data and diagnostics. None of it is linked to your identity.
Who makes Budget planner by Bottomline?
KD incubator UG (haftungsbeschrankt), according to the App Store. It was first released in September 2024 and the current version is 1.10.0.
Can I lock Budget planner by Bottomline with Face ID?
On iOS 18 or later, touch and hold Budget planner by Bottomline's icon and choose Require Face ID (or Touch ID / Passcode). This is an iPhone feature and works for most downloaded apps, whether or not the app has its own lock.
How does Budget planner by Bottomline compare with other budget planners?
Across 178 budget planners with labels in our snapshot, 33% declare tracking and 24% say they collect no data. Budget planner by Bottomline lists 2 data types against an average of 3.1.
Who else sees my transactions besides the app?
The privacy label cannot answer that. Look for it in Budget planner by Bottomline's privacy policy or support pages, linked from the App Store listing. Check whether bank linking is optional and which aggregator is used; manual entry keeps more data off the server.
How do I delete my data from Budget planner by Bottomline?
Apps that let you create an account must also let you start account deletion from inside the app (an App Store rule since June 2022). Deleting the app from your iPhone alone does not delete data already sent to the developer.
Facts on this page come from Budget planner by Bottomline on the App Store, as reported by the developer. Checked 2026-11-01. How we collect data · Report a correction