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Is Centris Mobile Banking Safe?

Centris Mobile Banking privacy label · by Centris Federal Credit Union · checked November 2026

  • Tracks you
  • Collects financial info
  • Recently updated
App Privacy label Developer-reported · checked November 1, 2026
Used to track you
1type
Linked to you
7types
Not linked to you
0types

None declared

Short answer

It depends on how you feel about tracking: Centris Mobile Banking declares data used to track you. The sensitive items are financial info, contacts and user content. In total the label lists 7 data types; 17% of banking apps we checked declare tracking.

At a glance

Centris Mobile Banking privacy in one look

Data exposure on the label
Used to track you
  1. 1
  2. 2
  3. 3
  4. 4

Built only from the developer's App Store label. It describes disclosure, not tested behaviour.

Verdict from the label
Tracks you

Centris Mobile Banking's developer reports using usage data to track you across other companies' apps and websites.

Try it

Did Centris Mobile Banking ask for something?

Pick the permission prompt you saw. We compare it with what Centris Mobile Banking's developer declared.

It asked me for access to…
Tap a prompt to compare it with the label.
Not on the label

Location is not on Centris Mobile Banking's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Matches the label

Centris Mobile Banking lists User Content on its label, linked to you. Choose Limited Access and pick only the photos you want to share.

Matches the label

Centris Mobile Banking lists Contacts on its label, linked to you. Limited Access shares selected contacts instead of your whole address book.

Expected — and you can decline

Centris Mobile Banking declares data used to track you, so expect the “Allow to track?” prompt. Tap Ask App Not to Track; the app must keep working without it.

Not on the label

Health & Fitness is not on Centris Mobile Banking's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

A permission is what the app can reach on your iPhone; the label is what the developer says leaves it. They answer different questions.

Line by line

What Centris Mobile Banking collects, explained

Data typeWhat it coversWhere to limit it
Financial InfoSensitiveLinked to you Card numbers, bank details, credit scores, salary, income, assets or debts. Pay with Apple Pay where offered so the app never sees your card number, and turn on the app's own login lock.
ContactsSensitiveLinked to you The people in your address book or social graph. Settings › Privacy & Security › Contacts: choose Limited Access to share only selected people, or None.
User ContentSensitiveLinked to you Messages, photos, videos, audio recordings, documents and support chats you create or upload. Settings › Privacy & Security › Photos: choose Limited Access or None; review Microphone and Files access too.
Contact InfoLinked to you Your name, email address, phone number or postal address. Use Sign in with Apple with Hide My Email where offered, and check the app's account and marketing preferences.
IdentifiersLinked to you An account ID, screen name, customer number or a device-level ID such as the advertising identifier. Settings › Privacy & Security › Tracking: turn off Allow Apps to Request to Track, or tap Ask App Not to Track when prompted.
Usage DataUsed to track youLinked to you What you tap, open and view inside the app, plus which ads you have seen. There is no single iOS switch. Look for an analytics or personalised-ads toggle in the app's own settings.
DiagnosticsLinked to you Crash logs, launch times, hang rates and energy use. Settings › Privacy & Security › Analytics & Improvements › Share With App Developers controls what Apple passes on; the app's own crash reporting is separate.
Reading the label

What Centris Mobile Banking's label means for you

Centris Mobile Banking's label has 1 type under “Data Used to Track You”, 7 types under “Data Linked to You”. A data type can appear in more than one section when it is used for different purposes — for example, identifiers used for both analytics and advertising.

Tracking is the declaration that most separates apps. It means usage data from Centris Mobile Banking can be combined with data from other companies to target or measure ads, or shared with data brokers. On iOS 14.5 and later, the app must ask your permission before tracking you through the advertising identifier; answering “Ask App Not to Track” blocks that identifier and tells the developer you have declined.

The items that deserve the most attention are financial info, contacts and user content. Financial data is high-value to criminals and is often regulated. Expect it in banking and budgeting apps; question it elsewhere.

Banking apps must collect identity and financial data to work; that is expected. Tracking declarations and third-party advertising SDKs are what to compare. Turn on the app's own biometric login and transaction alerts, and download banking apps only from the bank's own developer account.

Among the 196 banking apps in our snapshot with a label, 17% declare tracking, 91% collect data linked to you and 3% say they collect nothing. Centris Mobile Banking lists 7 data types, about the same as the average of 6.6 for this group.

Finance apps need identity and financial data to function. Expect Contact Info and Financial Info; compare apps on tracking and third-party advertising instead.

On your iPhone

Settings to check for Centris Mobile Banking

  1. 1

    Tracking

    Settings › Privacy & Security › Tracking. If “Allow Apps to Request to Track” is off, apps cannot ask, and they are told to treat you as having declined. You can also turn it off for this app alone.

  2. 2

    Photos

    Settings › Privacy & Security › Photos. Limited Access lets you pick exactly which pictures the app can see; Add Photos Only lets it save without reading your library.

  3. 3

    Contacts

    Settings › Privacy & Security › Contacts. Limited Access shares only the people you select instead of your whole address book.

  4. 4

    Sign-in

    When creating an account, Sign in with Apple can give the app a relay address from Hide My Email instead of your real one.

  5. 5

    Lock the app

    On iOS 18 and later, touch and hold the icon and choose Require Face ID. Anyone who picks up your unlocked phone then needs your face, fingerprint or passcode to open it.

  6. 6

    Notifications

    Settings › Notifications › Centris Mobile Banking › Show Previews: When Unlocked keeps message and account details off the Lock Screen.

Cross-app tracking

Does Centris Mobile Banking track you?

Yes — 1 data type

Usage data. Apple defines tracking as linking data from this app with data from other companies' apps, websites or offline sources for targeted advertising or ad measurement, or sharing it with a data broker.

Does Centris Mobile Banking track you? Full answer and how to stop it →

iOS 18 and later

Lock Centris Mobile Banking behind Face ID

  1. Find Centris Mobile Banking on your Home Screen or in App Library.
  2. Touch and hold the icon until the quick-actions menu opens.
  3. Tap Require Face ID (or Require Touch ID / Require Passcode, depending on your iPhone).
  4. Tap Require Face ID again to confirm. Centris Mobile Banking now asks for authentication every time it opens.

The lock is an iPhone feature, so it works whether or not Centris Mobile Banking has a passcode of its own. It does not change what the app sends to its developer.

Lock or hide Centris Mobile Banking: step-by-step guide →

From the App Store record

About Centris Mobile Banking

DeveloperCentris Federal Credit Union
App Store categoryFinance (also Business)
Latest version26.0.260700, released August 2026
First releasedOctober 2012
RequiresiOS 16.0 or later
Size57 MB
Age rating12+
Languages5 (EN, PT, ZH, ES, ZH)
Bundle IDcom.centrismobilebanking.mobile

The current version shipped in August 2026. That is recent enough that the label should reflect current practices, but check the App Store page again before relying on it.

Read with care

What the label cannot tell you

  • A label is self-reported. Apple publishes the developer's answers and can reject apps that misrepresent them, but it does not independently verify what Centris Mobile Banking sends.
  • It does not say where data is stored, how long it is kept, whether it is encrypted, or which companies receive it. The privacy policy covers those points.
  • Optional data counts: if a feature lets you add something (a profile photo, a phone number), the type is listed even if you never use the feature.
  • Data handled only on your iPhone is not 'collected', so a no-collection label is compatible with an app that reads your files locally.
  • Third-party sign-in, payment processors and SDKs are supposed to be included, but a label can lag behind a new version.

The question to ask Centris Mobile Banking's developer: Is this app published by my bank's verified developer account?

How it compares

Centris Mobile Banking vs similar banking apps

Data types listed on each App Store privacy label
Tracks youLinked to youNot linkedCollects nothing

Fewer types is not automatically safer: a cloud backup app has to collect your files to work. Compare like with like.

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All banking apps → Who tracks you? A–Z → Apps that collect financial info → Privacy label decoder →

Do it now

Your Centris Mobile Banking privacy checklist

Tick what you have done
Tick each step as you do it on your iPhone.

Done. You have applied every control the label points to.

Quick quiz

True or false?

  1. Q1Centris Mobile Banking's privacy label says it uses data to track you.
    Right.
    Not quite.

    True: it lists usage data under Data Used to Track You.

  2. Q2Apple tests every app to confirm its privacy label is accurate.
    Right.
    Not quite.

    Labels are self-reported by developers. Apple can reject or remove apps that misrepresent practices, but it does not audit each label.

  3. Q3Centris Mobile Banking collects Financial Info.
    Right.
    Not quite.

    True: Financial Info appears on its label.

  4. Q4Data “Not Linked to You” is never sent off your iPhone.
    Right.
    Not quite.

    It is collected and sent; the developer says it is de-identified rather than tied to your account or device.

  5. Q5Tapping “Ask App Not to Track” can stop an app from working.
    Right.
    Not quite.

    Apple's rules require apps to work the same whether or not you allow tracking.

Questions people ask

Centris Mobile Banking privacy FAQ

Is Centris Mobile Banking safe to use?
Based on its App Store privacy label, centris Mobile Banking's developer reports using usage data to track you across other companies' apps and websites. Whether that is acceptable depends on what you will store in it. The label is developer-reported, not an independent security test.
Does Centris Mobile Banking track you?
Yes. Its label lists usage data under Data Used to Track You. You can decline at the iOS tracking prompt.
What data does Centris Mobile Banking collect?
Financial info, contacts, user content, contact info, identifiers, usage data and diagnostics. Of these, financial info, contacts, user content, contact info, identifiers, usage data and diagnostics are linked to your identity.
Who makes Centris Mobile Banking?
Centris Federal Credit Union, according to the App Store. It was first released in October 2012 and the current version is 26.0.260700.
Can I lock Centris Mobile Banking with Face ID?
On iOS 18 or later, touch and hold Centris Mobile Banking's icon and choose Require Face ID (or Touch ID / Passcode). This is an iPhone feature and works for most downloaded apps, whether or not the app has its own lock.
How does Centris Mobile Banking compare with other banking apps?
Across 196 banking apps with labels in our snapshot, 17% declare tracking and 3% say they collect no data. Centris Mobile Banking lists 7 data types against an average of 6.6.
Is this app published by my bank's verified developer account?
The privacy label cannot answer that. Look for it in Centris Mobile Banking's privacy policy or support pages, linked from the App Store listing. Turn on the app's own biometric login and transaction alerts, and download banking apps only from the bank's own developer account.
How do I delete my data from Centris Mobile Banking?
Apps that let you create an account must also let you start account deletion from inside the app (an App Store rule since June 2022). Deleting the app from your iPhone alone does not delete data already sent to the developer.
Facts on this page come from Centris Mobile Banking on the App Store, as reported by the developer. Checked 2026-11-01. How we collect data · Report a correction