The developer states that no data is collected from this app.
On the label, yes. Merrick Bank Mobile's developer reports that it collects no data, which puts it among the 3% of banking apps we checked with a "Data Not Collected" label. That is a self-declared statement, not an audit, and it does not cover data processed only on your device.
Merrick Bank Mobile privacy in one look
- 1Collects nothing
- 2Not linked
- 3Linked
- 4Tracks you
Built only from the developer's App Store label. It describes disclosure, not tested behaviour.
Merrick Bank Mobile's developer states that the app does not collect any data from this app.
Did Merrick Bank Mobile ask for something?
Pick the permission prompt you saw. We compare it with what Merrick Bank Mobile's developer declared.
Location is not on Merrick Bank Mobile's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.
User Content is not on Merrick Bank Mobile's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.
Contacts is not on Merrick Bank Mobile's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.
Merrick Bank Mobile declares no tracking, so a tracking prompt would contradict its label. Decline it, and consider reporting the mismatch to Apple.
Health & Fitness is not on Merrick Bank Mobile's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.
A permission is what the app can reach on your iPhone; the label is what the developer says leaves it. They answer different questions.
What Merrick Bank Mobile's label means for you
“Data Not Collected” is the cleanest result a label can show. It means the developer states that no data leaves your iPhone in a way the developer or its partners can access for longer than needed to handle a request. Data processed only on your device does not count as collected, so Merrick Bank Mobile can still read files or photos you open in it.
The statement is the developer's own. Apple reviews apps but does not audit every label, and analytics or crash-reporting libraries added later can make a label out of date. If Merrick Bank Mobile asks you to create an account, upload files or allow tracking, that would not match a no-collection label — and is worth noticing.
Banking apps must collect identity and financial data to work; that is expected. Tracking declarations and third-party advertising SDKs are what to compare. Turn on the app's own biometric login and transaction alerts, and download banking apps only from the bank's own developer account.
Among the 196 banking apps in our snapshot with a label, 17% declare tracking, 91% collect data linked to you and 3% say they collect nothing. Merrick Bank Mobile lists 0 data types, fewer than the average of 6.6 for this group.
Finance apps need identity and financial data to function. Expect Contact Info and Financial Info; compare apps on tracking and third-party advertising instead.
Settings to check for Merrick Bank Mobile
- 1
Lock the app
On iOS 18 and later, touch and hold the icon and choose Require Face ID. Anyone who picks up your unlocked phone then needs your face, fingerprint or passcode to open it.
- 2
Notifications
Settings › Notifications › Merrick Bank Mobile › Show Previews: When Unlocked keeps message and account details off the Lock Screen.
Does Merrick Bank Mobile track you?
There is no “Data Used to Track You” section on Merrick Bank Mobile's label.
Does Merrick Bank Mobile track you? Full answer and how to stop it →
Lock Merrick Bank Mobile behind Face ID
- Find Merrick Bank Mobile on your Home Screen or in App Library.
- Touch and hold the icon until the quick-actions menu opens.
- Tap Require Face ID (or Require Touch ID / Require Passcode, depending on your iPhone).
- Tap Require Face ID again to confirm. Merrick Bank Mobile now asks for authentication every time it opens.
The lock is an iPhone feature, so it works whether or not Merrick Bank Mobile has a passcode of its own. It does not change what the app sends to its developer.
About Merrick Bank Mobile
| Developer | Merrick Bank |
| App Store category | Finance |
| Latest version | 4.47.6, released June 2026 |
| First released | July 2013 |
| Requires | iOS 14.0 or later |
| Size | 31 MB |
| Age rating | 4+ |
| Languages | 1 (EN) |
| Bundle ID | com.merrickbank.smartclient.prod |
The current version shipped in June 2026. That is recent enough that the label should reflect current practices, but check the App Store page again before relying on it.
What the label cannot tell you
- A label is self-reported. Apple publishes the developer's answers and can reject apps that misrepresent them, but it does not independently verify what Merrick Bank Mobile sends.
- It does not say where data is stored, how long it is kept, whether it is encrypted, or which companies receive it. The privacy policy covers those points.
- Optional data counts: if a feature lets you add something (a profile photo, a phone number), the type is listed even if you never use the feature.
- Data handled only on your iPhone is not 'collected', so a no-collection label is compatible with an app that reads your files locally.
- Third-party sign-in, payment processors and SDKs are supposed to be included, but a label can lag behind a new version.
The question to ask Merrick Bank Mobile's developer: Is this app published by my bank's verified developer account?
Merrick Bank Mobile vs similar banking apps
- Flagstar Mobile Banking
- ICCU Mobile Banking
- Zions Bank Mobile Banking
- Grey
- Spruce – Mobile banking
- Axis Bank Mobile Banking
- iMobile
- Merrick Bank Mobile (this app)
Fewer types is not automatically safer: a cloud backup app has to collect your files to work. Compare like with like.
Look up any of our apps in seconds, or put two labels side by side.
Apps similar to Merrick Bank Mobile
All banking apps → Who tracks you? A–Z → Privacy label decoder →
Your Merrick Bank Mobile privacy checklist
Done. You have applied every control the label points to.
True or false?
- Right.Not quite.
False: there is no Data Used to Track You section on Merrick Bank Mobile's label.
- Right.Not quite.
Labels are self-reported by developers. Apple can reject or remove apps that misrepresent practices, but it does not audit each label.
- Right.Not quite.
It can read photos you give it access to. Processing on your device is not collection; only data sent off the phone counts.
- Right.Not quite.
It is collected and sent; the developer says it is de-identified rather than tied to your account or device.
- Right.Not quite.
Apple's rules require apps to work the same whether or not you allow tracking.