None declared
Mostly a question of trust: Expense tracker - Mocy collects data linked to you but declares no tracking. The sensitive items are financial info and user content. In total the label lists 6 data types; 25% of expense trackers we checked declare tracking.
Expense tracker - Mocy privacy in one look
- 1Collects nothing
- 2Not linked
- 3Linked
- 4Tracks you
Built only from the developer's App Store label. It describes disclosure, not tested behaviour.
Expense tracker - Mocy collects 2 data types tied to your identity but declares no tracking.
Did Expense tracker - Mocy ask for something?
Pick the permission prompt you saw. We compare it with what Expense tracker - Mocy's developer declared.
Location is not on Expense tracker - Mocy's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.
Expense tracker - Mocy lists User Content on its label. Choose Limited Access and pick only the photos you want to share.
Contacts is not on Expense tracker - Mocy's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.
Expense tracker - Mocy declares no tracking, so a tracking prompt would contradict its label. Decline it, and consider reporting the mismatch to Apple.
Health & Fitness is not on Expense tracker - Mocy's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.
A permission is what the app can reach on your iPhone; the label is what the developer says leaves it. They answer different questions.
What Expense tracker - Mocy collects, explained
| Data type | What it covers | Where to limit it |
|---|---|---|
| Financial InfoSensitiveNot linked to you | Card numbers, bank details, credit scores, salary, income, assets or debts. | Pay with Apple Pay where offered so the app never sees your card number, and turn on the app's own login lock. |
| User ContentSensitiveNot linked to you | Messages, photos, videos, audio recordings, documents and support chats you create or upload. | Settings › Privacy & Security › Photos: choose Limited Access or None; review Microphone and Files access too. |
| Contact InfoLinked to you | Your name, email address, phone number or postal address. | Use Sign in with Apple with Hide My Email where offered, and check the app's account and marketing preferences. |
| IdentifiersLinked to you | An account ID, screen name, customer number or a device-level ID such as the advertising identifier. | Settings › Privacy & Security › Tracking: turn off Allow Apps to Request to Track, or tap Ask App Not to Track when prompted. |
| Usage DataNot linked to you | What you tap, open and view inside the app, plus which ads you have seen. | There is no single iOS switch. Look for an analytics or personalised-ads toggle in the app's own settings. |
| DiagnosticsNot linked to you | Crash logs, launch times, hang rates and energy use. | Settings › Privacy & Security › Analytics & Improvements › Share With App Developers controls what Apple passes on; the app's own crash reporting is separate. |
What Expense tracker - Mocy's label means for you
Expense tracker - Mocy's label has 2 types under “Data Linked to You”, 4 types under “Data Not Linked to You”. A data type can appear in more than one section when it is used for different purposes — for example, identifiers used for both analytics and advertising.
Expense tracker - Mocy declares no tracking, which means the developer says it does not combine your data with other companies' data for advertising or sell it to data brokers. The data linked to you — contact info and identifiers — is still tied to your identity, typically through an account, and is covered by the developer's privacy policy and retention rules.
The items that deserve the most attention are financial info and user content. Financial data is high-value to criminals and is often regulated. Expect it in banking and budgeting apps; question it elsewhere.
Expense trackers record what you spend and where. Receipt scanning can upload images containing card digits and addresses. Check whether receipts are stored on the server and whether bank linking is optional.
Among the 139 expense trackers in our snapshot with a label, 25% declare tracking, 46% collect data linked to you and 32% say they collect nothing. Expense tracker - Mocy lists 6 data types, more than the average of 2.6 for this group.
Finance apps need identity and financial data to function. Expect Contact Info and Financial Info; compare apps on tracking and third-party advertising instead.
Settings to check for Expense tracker - Mocy
- 1
Tracking
Settings › Privacy & Security › Tracking. If “Allow Apps to Request to Track” is off, apps cannot ask, and they are told to treat you as having declined. You can also turn it off for this app alone.
- 2
Photos
Settings › Privacy & Security › Photos. Limited Access lets you pick exactly which pictures the app can see; Add Photos Only lets it save without reading your library.
- 3
Sign-in
When creating an account, Sign in with Apple can give the app a relay address from Hide My Email instead of your real one.
- 4
Lock the app
On iOS 18 and later, touch and hold the icon and choose Require Face ID. Anyone who picks up your unlocked phone then needs your face, fingerprint or passcode to open it.
- 5
Notifications
Settings › Notifications › Expense tracker - Mocy › Show Previews: When Unlocked keeps message and account details off the Lock Screen.
Does Expense tracker - Mocy track you?
There is no “Data Used to Track You” section on Expense tracker - Mocy's label.
Does Expense tracker - Mocy track you? Full answer and how to stop it →
Lock Expense tracker - Mocy behind Face ID
- Find Expense tracker - Mocy on your Home Screen or in App Library.
- Touch and hold the icon until the quick-actions menu opens.
- Tap Require Face ID (or Require Touch ID / Require Passcode, depending on your iPhone).
- Tap Require Face ID again to confirm. Expense tracker - Mocy now asks for authentication every time it opens.
The lock is an iPhone feature, so it works whether or not Expense tracker - Mocy has a passcode of its own. It does not change what the app sends to its developer.
About Expense tracker - Mocy
| Developer | Nguyen Thanh Thien |
| App Store category | Finance (also Utilities) |
| Latest version | 3.2.3, released August 2026 |
| First released | January 2025 |
| Requires | iOS 15.6 or later |
| Size | 129 MB |
| Age rating | 4+ |
| Languages | 1 (EN) |
| Bundle ID | com.mocy.moneytracker |
The current version shipped in August 2026. That is recent enough that the label should reflect current practices, but check the App Store page again before relying on it.
What the label cannot tell you
- A label is self-reported. Apple publishes the developer's answers and can reject apps that misrepresent them, but it does not independently verify what Expense tracker - Mocy sends.
- It does not say where data is stored, how long it is kept, whether it is encrypted, or which companies receive it. The privacy policy covers those points.
- Optional data counts: if a feature lets you add something (a profile photo, a phone number), the type is listed even if you never use the feature.
- Data handled only on your iPhone is not 'collected', so a no-collection label is compatible with an app that reads your files locally.
- Third-party sign-in, payment processors and SDKs are supposed to be included, but a label can lag behind a new version.
The question to ask Expense tracker - Mocy's developer: Are receipt photos stored on their servers?
Expense tracker - Mocy vs similar expense trackers
- Expense tracker - Mocy (this app)
- Spending Tracker-Money Manager
- Expense Tracker – PayShare
- TDF Tracker
- MT - Expense Tracker
- Lira
- Budget Radar
Fewer types is not automatically safer: a cloud backup app has to collect your files to work. Compare like with like.
Look up any of our apps in seconds, or put two labels side by side.
Apps similar to Expense tracker - Mocy
All expense trackers → Who tracks you? A–Z → Apps that collect financial info → Privacy label decoder →
Your Expense tracker - Mocy privacy checklist
Done. You have applied every control the label points to.
True or false?
- Right.Not quite.
False: there is no Data Used to Track You section on Expense tracker - Mocy's label.
- Right.Not quite.
Labels are self-reported by developers. Apple can reject or remove apps that misrepresent practices, but it does not audit each label.
- Right.Not quite.
True: Financial Info appears on its label, in the Not Linked to You section.
- Right.Not quite.
It is collected and sent; the developer says it is de-identified rather than tied to your account or device.
- Right.Not quite.
Apple's rules require apps to work the same whether or not you allow tracking.