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Is Spending Tracker-Money Manager Safe?

Spending Tracker-Money Manager privacy label · by MISA JSC · checked November 2026

  • Tracks you
  • Collects location
  • Recently updated
App Privacy label Developer-reported · checked November 1, 2026
Used to track you
6types
Linked to you
0types

None declared

Not linked to you
6types
Short answer

It depends on how you feel about tracking: Spending Tracker-Money Manager declares data used to track you. The sensitive items are location and user content. In total the label lists 6 data types; 25% of expense trackers we checked declare tracking.

At a glance

Spending Tracker-Money Manager privacy in one look

Data exposure on the label
Used to track you
  1. 1
  2. 2
  3. 3
  4. 4

Built only from the developer's App Store label. It describes disclosure, not tested behaviour.

Verdict from the label
Tracks you

Spending Tracker-Money Manager's developer reports using purchases, location, contact info, user content, identifiers, diagnostics to track you across other companies' apps and websites.

Try it

Did Spending Tracker-Money Manager ask for something?

Pick the permission prompt you saw. We compare it with what Spending Tracker-Money Manager's developer declared.

It asked me for access to…
Tap a prompt to compare it with the label.
Matches the label

Spending Tracker-Money Manager lists Location on its label, including for tracking. Choose While Using and turn off Precise Location if the feature works without it.

Matches the label

Spending Tracker-Money Manager lists User Content on its label, including for tracking. Choose Limited Access and pick only the photos you want to share.

Not on the label

Contacts is not on Spending Tracker-Money Manager's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Expected — and you can decline

Spending Tracker-Money Manager declares data used to track you, so expect the “Allow to track?” prompt. Tap Ask App Not to Track; the app must keep working without it.

Not on the label

Health & Fitness is not on Spending Tracker-Money Manager's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

A permission is what the app can reach on your iPhone; the label is what the developer says leaves it. They answer different questions.

Line by line

What Spending Tracker-Money Manager collects, explained

Data typeWhat it coversWhere to limit it
LocationSensitiveUsed to track youNot linked to you Where your phone is, either precisely (street level) or approximately (city or area). Settings › Privacy & Security › Location Services: choose Never or While Using, and turn off Precise Location if the app does not need it.
User ContentSensitiveUsed to track youNot linked to you Messages, photos, videos, audio recordings, documents and support chats you create or upload. Settings › Privacy & Security › Photos: choose Limited Access or None; review Microphone and Files access too.
Contact InfoUsed to track youNot linked to you Your name, email address, phone number or postal address. Use Sign in with Apple with Hide My Email where offered, and check the app's account and marketing preferences.
PurchasesUsed to track youNot linked to you What you have bought or tend to buy. Review in-app marketing settings; subscriptions are listed in Settings › [your name] › Subscriptions.
IdentifiersUsed to track youNot linked to you An account ID, screen name, customer number or a device-level ID such as the advertising identifier. Settings › Privacy & Security › Tracking: turn off Allow Apps to Request to Track, or tap Ask App Not to Track when prompted.
DiagnosticsUsed to track youNot linked to you Crash logs, launch times, hang rates and energy use. Settings › Privacy & Security › Analytics & Improvements › Share With App Developers controls what Apple passes on; the app's own crash reporting is separate.
Reading the label

What Spending Tracker-Money Manager's label means for you

Spending Tracker-Money Manager's label has 6 types under “Data Used to Track You”, 6 types under “Data Not Linked to You”. A data type can appear in more than one section when it is used for different purposes — for example, identifiers used for both analytics and advertising.

Tracking is the declaration that most separates apps. It means purchases, location, contact info, user content, identifiers, diagnostics from Spending Tracker-Money Manager can be combined with data from other companies to target or measure ads, or shared with data brokers. On iOS 14.5 and later, the app must ask your permission before tracking you through the advertising identifier; answering “Ask App Not to Track” blocks that identifier and tells the developer you have declined.

The items that deserve the most attention are location and user content. Location history reveals home, work and routines. Precise location deserves the most scrutiny.

Expense trackers record what you spend and where. Receipt scanning can upload images containing card digits and addresses. Check whether receipts are stored on the server and whether bank linking is optional.

Among the 139 expense trackers in our snapshot with a label, 25% declare tracking, 46% collect data linked to you and 32% say they collect nothing. Spending Tracker-Money Manager lists 6 data types, more than the average of 2.6 for this group.

Finance apps need identity and financial data to function. Expect Contact Info and Financial Info; compare apps on tracking and third-party advertising instead.

On your iPhone

Settings to check for Spending Tracker-Money Manager

  1. 1

    Tracking

    Settings › Privacy & Security › Tracking. If “Allow Apps to Request to Track” is off, apps cannot ask, and they are told to treat you as having declined. You can also turn it off for this app alone.

  2. 2

    Location

    Settings › Privacy & Security › Location Services › Spending Tracker-Money Manager. Choose While Using or Never, and switch off Precise Location if a city-level answer is enough.

  3. 3

    Photos

    Settings › Privacy & Security › Photos. Limited Access lets you pick exactly which pictures the app can see; Add Photos Only lets it save without reading your library.

  4. 4

    Sign-in

    When creating an account, Sign in with Apple can give the app a relay address from Hide My Email instead of your real one.

  5. 5

    Lock the app

    On iOS 18 and later, touch and hold the icon and choose Require Face ID. Anyone who picks up your unlocked phone then needs your face, fingerprint or passcode to open it.

  6. 6

    Notifications

    Settings › Notifications › Spending Tracker-Money Manager › Show Previews: When Unlocked keeps message and account details off the Lock Screen.

Cross-app tracking

Does Spending Tracker-Money Manager track you?

Yes — 6 data types

Purchases, location, contact info, user content, identifiers and diagnostics. Apple defines tracking as linking data from this app with data from other companies' apps, websites or offline sources for targeted advertising or ad measurement, or sharing it with a data broker.

Does Spending Tracker-Money Manager track you? Full answer and how to stop it →

iOS 18 and later

Lock Spending Tracker-Money Manager behind Face ID

  1. Find Spending Tracker-Money Manager on your Home Screen or in App Library.
  2. Touch and hold the icon until the quick-actions menu opens.
  3. Tap Require Face ID (or Require Touch ID / Require Passcode, depending on your iPhone).
  4. Tap Require Face ID again to confirm. Spending Tracker-Money Manager now asks for authentication every time it opens.

The lock is an iPhone feature, so it works whether or not Spending Tracker-Money Manager has a passcode of its own. It does not change what the app sends to its developer.

Lock or hide Spending Tracker-Money Manager: step-by-step guide →

From the App Store record

About Spending Tracker-Money Manager

DeveloperMISA JSC
App Store categoryFinance (also Business)
Latest version98.1, released October 2026
First releasedApril 2014
RequiresiOS 15 or later
Size222 MB
Age rating4+
Languages30 (AR, KM, CA, CS, DA, NL, EN, FI…)
Bundle IDvn.com.misa.soothuchi

The current version shipped in October 2026, so the app is actively maintained and its label is likely current. Labels are updated by developers when practices change.

Read with care

What the label cannot tell you

  • A label is self-reported. Apple publishes the developer's answers and can reject apps that misrepresent them, but it does not independently verify what Spending Tracker-Money Manager sends.
  • It does not say where data is stored, how long it is kept, whether it is encrypted, or which companies receive it. The privacy policy covers those points.
  • Optional data counts: if a feature lets you add something (a profile photo, a phone number), the type is listed even if you never use the feature.
  • Data handled only on your iPhone is not 'collected', so a no-collection label is compatible with an app that reads your files locally.
  • Third-party sign-in, payment processors and SDKs are supposed to be included, but a label can lag behind a new version.

The question to ask Spending Tracker-Money Manager's developer: Are receipt photos stored on their servers?

How it compares

Spending Tracker-Money Manager vs similar expense trackers

Data types listed on each App Store privacy label
Tracks youLinked to youNot linkedCollects nothing

Fewer types is not automatically safer: a cloud backup app has to collect your files to work. Compare like with like.

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All expense trackers → Who tracks you? A–Z → Apps that collect location → Privacy label decoder →

Do it now

Your Spending Tracker-Money Manager privacy checklist

Tick what you have done
Tick each step as you do it on your iPhone.

Done. You have applied every control the label points to.

Quick quiz

True or false?

  1. Q1Spending Tracker-Money Manager's privacy label says it uses data to track you.
    Right.
    Not quite.

    True: it lists purchases, location, contact info, user content, identifiers and diagnostics under Data Used to Track You.

  2. Q2Apple tests every app to confirm its privacy label is accurate.
    Right.
    Not quite.

    Labels are self-reported by developers. Apple can reject or remove apps that misrepresent practices, but it does not audit each label.

  3. Q3Spending Tracker-Money Manager collects Location.
    Right.
    Not quite.

    True: Location appears on its label.

  4. Q4Data “Not Linked to You” is never sent off your iPhone.
    Right.
    Not quite.

    It is collected and sent; the developer says it is de-identified rather than tied to your account or device.

  5. Q5Tapping “Ask App Not to Track” can stop an app from working.
    Right.
    Not quite.

    Apple's rules require apps to work the same whether or not you allow tracking.

Questions people ask

Spending Tracker-Money Manager privacy FAQ

Is Spending Tracker-Money Manager safe to use?
Based on its App Store privacy label, spending Tracker-Money Manager's developer reports using purchases, location, contact info, user content, identifiers, diagnostics to track you across other companies' apps and websites. Whether that is acceptable depends on what you will store in it. The label is developer-reported, not an independent security test.
Does Spending Tracker-Money Manager track you?
Yes. Its label lists purchases, location, contact info, user content, identifiers and diagnostics under Data Used to Track You. You can decline at the iOS tracking prompt.
What data does Spending Tracker-Money Manager collect?
Location, user content, contact info, purchases, identifiers and diagnostics. Of these, location, user content, contact info, purchases, identifiers and diagnostics are linked to your identity.
Who makes Spending Tracker-Money Manager?
MISA JSC, according to the App Store. It was first released in April 2014 and the current version is 98.1.
Can I lock Spending Tracker-Money Manager with Face ID?
On iOS 18 or later, touch and hold Spending Tracker-Money Manager's icon and choose Require Face ID (or Touch ID / Passcode). This is an iPhone feature and works for most downloaded apps, whether or not the app has its own lock.
How does Spending Tracker-Money Manager compare with other expense trackers?
Across 139 expense trackers with labels in our snapshot, 25% declare tracking and 32% say they collect no data. Spending Tracker-Money Manager lists 6 data types against an average of 2.6.
Are receipt photos stored on their servers?
The privacy label cannot answer that. Look for it in Spending Tracker-Money Manager's privacy policy or support pages, linked from the App Store listing. Check whether receipts are stored on the server and whether bank linking is optional.
How do I delete my data from Spending Tracker-Money Manager?
Apps that let you create an account must also let you start account deletion from inside the app (an App Store rule since June 2022). Deleting the app from your iPhone alone does not delete data already sent to the developer.
Facts on this page come from Spending Tracker-Money Manager on the App Store, as reported by the developer. Checked 2026-11-01. How we collect data · Report a correction