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Is Money Tracker:Expense & Budget Safe?

Money Tracker:Expense & Budget privacy label · by 奎 郑 · checked November 2026

  • Tracks you
  • Recently updated
App Privacy label Developer-reported · checked November 1, 2026
Used to track you
1type
Linked to you
3types
Not linked to you
3types
Short answer

It depends on how you feel about tracking: Money Tracker:Expense & Budget declares data used to track you. The sensitive items are user content. In total the label lists 5 data types; 33% of budget planners we checked declare tracking.

At a glance

Money Tracker:Expense & Budget privacy in one look

Data exposure on the label
Used to track you
  1. 1
  2. 2
  3. 3
  4. 4

Built only from the developer's App Store label. It describes disclosure, not tested behaviour.

Verdict from the label
Tracks you

Money Tracker:Expense & Budget's developer reports using identifiers to track you across other companies' apps and websites.

Try it

Did Money Tracker:Expense & Budget ask for something?

Pick the permission prompt you saw. We compare it with what Money Tracker:Expense & Budget's developer declared.

It asked me for access to…
Tap a prompt to compare it with the label.
Not on the label

Location is not on Money Tracker:Expense & Budget's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Matches the label

Money Tracker:Expense & Budget lists User Content on its label, linked to you. Choose Limited Access and pick only the photos you want to share.

Not on the label

Contacts is not on Money Tracker:Expense & Budget's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

Expected — and you can decline

Money Tracker:Expense & Budget declares data used to track you, so expect the “Allow to track?” prompt. Tap Ask App Not to Track; the app must keep working without it.

Not on the label

Health & Fitness is not on Money Tracker:Expense & Budget's label. That can be fine: data used only on your iPhone does not have to be declared. If the data would need to leave the phone for the feature to work, ask why it is missing.

A permission is what the app can reach on your iPhone; the label is what the developer says leaves it. They answer different questions.

Line by line

What Money Tracker:Expense & Budget collects, explained

Data typeWhat it coversWhere to limit it
User ContentSensitiveLinked to youNot linked to you Messages, photos, videos, audio recordings, documents and support chats you create or upload. Settings › Privacy & Security › Photos: choose Limited Access or None; review Microphone and Files access too.
PurchasesLinked to you What you have bought or tend to buy. Review in-app marketing settings; subscriptions are listed in Settings › [your name] › Subscriptions.
IdentifiersUsed to track youLinked to you An account ID, screen name, customer number or a device-level ID such as the advertising identifier. Settings › Privacy & Security › Tracking: turn off Allow Apps to Request to Track, or tap Ask App Not to Track when prompted.
Usage DataNot linked to you What you tap, open and view inside the app, plus which ads you have seen. There is no single iOS switch. Look for an analytics or personalised-ads toggle in the app's own settings.
DiagnosticsNot linked to you Crash logs, launch times, hang rates and energy use. Settings › Privacy & Security › Analytics & Improvements › Share With App Developers controls what Apple passes on; the app's own crash reporting is separate.
Reading the label

What Money Tracker:Expense & Budget's label means for you

Money Tracker:Expense & Budget's label has 1 type under “Data Used to Track You”, 3 types under “Data Linked to You”, 3 types under “Data Not Linked to You”. A data type can appear in more than one section when it is used for different purposes — for example, identifiers used for both analytics and advertising.

Tracking is the declaration that most separates apps. It means identifiers from Money Tracker:Expense & Budget can be combined with data from other companies to target or measure ads, or shared with data brokers. On iOS 14.5 and later, the app must ask your permission before tracking you through the advertising identifier; answering “Ask App Not to Track” blocks that identifier and tells the developer you have declined.

The items that deserve the most attention are user content. This is the content you actually care about. Where it is stored, who can read it and how it is backed up matters more than any other line on the label.

Budget planners often connect to bank accounts through an aggregator, which can see your transactions. Check whether bank linking is optional and which aggregator is used; manual entry keeps more data off the server.

Among the 178 budget planners in our snapshot with a label, 33% declare tracking, 57% collect data linked to you and 24% say they collect nothing. Money Tracker:Expense & Budget lists 5 data types, more than the average of 3.1 for this group.

Finance apps need identity and financial data to function. Expect Contact Info and Financial Info; compare apps on tracking and third-party advertising instead.

On your iPhone

Settings to check for Money Tracker:Expense & Budget

  1. 1

    Tracking

    Settings › Privacy & Security › Tracking. If “Allow Apps to Request to Track” is off, apps cannot ask, and they are told to treat you as having declined. You can also turn it off for this app alone.

  2. 2

    Photos

    Settings › Privacy & Security › Photos. Limited Access lets you pick exactly which pictures the app can see; Add Photos Only lets it save without reading your library.

  3. 3

    Lock the app

    On iOS 18 and later, touch and hold the icon and choose Require Face ID. Anyone who picks up your unlocked phone then needs your face, fingerprint or passcode to open it.

  4. 4

    Notifications

    Settings › Notifications › Money Tracker:Expense & Budget › Show Previews: When Unlocked keeps message and account details off the Lock Screen.

Cross-app tracking

Does Money Tracker:Expense & Budget track you?

Yes — 1 data type

Identifiers. Apple defines tracking as linking data from this app with data from other companies' apps, websites or offline sources for targeted advertising or ad measurement, or sharing it with a data broker.

Does Money Tracker:Expense & Budget track you? Full answer and how to stop it →

iOS 18 and later

Lock Money Tracker:Expense & Budget behind Face ID

  1. Find Money Tracker:Expense & Budget on your Home Screen or in App Library.
  2. Touch and hold the icon until the quick-actions menu opens.
  3. Tap Require Face ID (or Require Touch ID / Require Passcode, depending on your iPhone).
  4. Tap Require Face ID again to confirm. Money Tracker:Expense & Budget now asks for authentication every time it opens.

The lock is an iPhone feature, so it works whether or not Money Tracker:Expense & Budget has a passcode of its own. It does not change what the app sends to its developer.

Lock or hide Money Tracker:Expense & Budget: step-by-step guide →

From the App Store record

About Money Tracker:Expense & Budget

Developer奎 郑
App Store categoryFinance (also Lifestyle)
Latest version1.1.149, released October 2026
First releasedDecember 2022
RequiresiOS 15.0 or later
Size80 MB
Age rating12+
Languages48 (SQ, AR, AZ, BE, BN, BS, BG, MY…)
Bundle IDcom.budget.moneymanager

The current version shipped in October 2026, so the app is actively maintained and its label is likely current. Labels are updated by developers when practices change.

Read with care

What the label cannot tell you

  • A label is self-reported. Apple publishes the developer's answers and can reject apps that misrepresent them, but it does not independently verify what Money Tracker:Expense & Budget sends.
  • It does not say where data is stored, how long it is kept, whether it is encrypted, or which companies receive it. The privacy policy covers those points.
  • Optional data counts: if a feature lets you add something (a profile photo, a phone number), the type is listed even if you never use the feature.
  • Data handled only on your iPhone is not 'collected', so a no-collection label is compatible with an app that reads your files locally.
  • Third-party sign-in, payment processors and SDKs are supposed to be included, but a label can lag behind a new version.

The question to ask Money Tracker:Expense & Budget's developer: Who else sees my transactions besides the app?

How it compares

Money Tracker:Expense & Budget vs similar budget planners

Data types listed on each App Store privacy label
Tracks youLinked to youNot linkedCollects nothing

Fewer types is not automatically safer: a cloud backup app has to collect your files to work. Compare like with like.

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Do it now

Your Money Tracker:Expense & Budget privacy checklist

Tick what you have done
Tick each step as you do it on your iPhone.

Done. You have applied every control the label points to.

Quick quiz

True or false?

  1. Q1Money Tracker:Expense & Budget's privacy label says it uses data to track you.
    Right.
    Not quite.

    True: it lists identifiers under Data Used to Track You.

  2. Q2Apple tests every app to confirm its privacy label is accurate.
    Right.
    Not quite.

    Labels are self-reported by developers. Apple can reject or remove apps that misrepresent practices, but it does not audit each label.

  3. Q3Money Tracker:Expense & Budget collects User Content.
    Right.
    Not quite.

    True: User Content appears on its label.

  4. Q4Data “Not Linked to You” is never sent off your iPhone.
    Right.
    Not quite.

    It is collected and sent; the developer says it is de-identified rather than tied to your account or device.

  5. Q5Tapping “Ask App Not to Track” can stop an app from working.
    Right.
    Not quite.

    Apple's rules require apps to work the same whether or not you allow tracking.

Questions people ask

Money Tracker:Expense & Budget privacy FAQ

Is Money Tracker:Expense & Budget safe to use?
Based on its App Store privacy label, money Tracker:Expense & Budget's developer reports using identifiers to track you across other companies' apps and websites. Whether that is acceptable depends on what you will store in it. The label is developer-reported, not an independent security test.
Does Money Tracker:Expense & Budget track you?
Yes. Its label lists identifiers under Data Used to Track You. You can decline at the iOS tracking prompt.
What data does Money Tracker:Expense & Budget collect?
User content, purchases, identifiers, usage data and diagnostics. Of these, user content, purchases and identifiers are linked to your identity.
Who makes Money Tracker:Expense & Budget?
奎 郑, according to the App Store. It was first released in December 2022 and the current version is 1.1.149.
Can I lock Money Tracker:Expense & Budget with Face ID?
On iOS 18 or later, touch and hold Money Tracker:Expense & Budget's icon and choose Require Face ID (or Touch ID / Passcode). This is an iPhone feature and works for most downloaded apps, whether or not the app has its own lock.
How does Money Tracker:Expense & Budget compare with other budget planners?
Across 178 budget planners with labels in our snapshot, 33% declare tracking and 24% say they collect no data. Money Tracker:Expense & Budget lists 5 data types against an average of 3.1.
Who else sees my transactions besides the app?
The privacy label cannot answer that. Look for it in Money Tracker:Expense & Budget's privacy policy or support pages, linked from the App Store listing. Check whether bank linking is optional and which aggregator is used; manual entry keeps more data off the server.
How do I delete my data from Money Tracker:Expense & Budget?
Apps that let you create an account must also let you start account deletion from inside the app (an App Store rule since June 2022). Deleting the app from your iPhone alone does not delete data already sent to the developer.
Facts on this page come from Money Tracker:Expense & Budget on the App Store, as reported by the developer. Checked 2026-11-01. How we collect data · Report a correction